Information Collection
We collect information you provide directly, including personal
identification details, contact information, and financial data
related to your budgeting and savings activities. This may
include your name, email address, phone number, and details
about your financial goals and planning preferences. We also
automatically collect usage information through cookies and
analytics tools to understand how you interact with our platform
and improve your experience.
Your information helps us provide personalized financial
planning recommendations and optimize our services for Canadian
users. We collect only the information necessary to deliver our
services effectively and securely.
Data Usage
We use your information to deliver, maintain, and improve our
personal finance planning services. This includes providing
budgeting tools, savings tracking, financial insights, and
personalized recommendations tailored to your financial
situation. Your data helps us understand Canadian financial
trends and develop features that address local banking and tax
considerations.
We process your data to:
-
Create and manage your personal finance planning account
- Provide customized budgeting and savings strategies
- Send service updates and educational financial content
-
Analyze usage patterns to enhance platform functionality
- Ensure compliance with Canadian financial regulations
- Detect and prevent fraudulent or unauthorized activity
Your Rights
You have the right to access, correct, and request deletion of
your personal information at any time. Under Canadian privacy
laws, including PIPEDA, you can request to know what data we
hold about you and how it's being used. You may also request
restrictions on how we process your information or object to
certain uses of your data.
To exercise your rights, you can contact our privacy team
directly. We will respond to legitimate requests within 30 days.
You also have the right to withdraw consent for marketing
communications at any time through account settings or direct
communication with us.
Cookies and Tracking
We use cookies and similar tracking technologies to enhance your
browsing experience and understand how you use our platform.
These technologies help us remember your preferences,
personalize content, and improve the functionality of our
budgeting and savings tools. Cookies are small data files stored
on your device that enable features like staying logged in and
tracking your progress.
You can control cookie preferences through your browser
settings. However, disabling certain cookies may limit
functionality of our personal finance planning features. We also
use analytics cookies to understand usage patterns and optimize
our services for Canadian users interested in budgeting and
financial planning.
Data Security
We implement industry-standard security measures to protect your
financial information from unauthorized access, alteration, and
disclosure. Our platform uses encryption protocols, secure
servers, and regular security audits to safeguard your personal
and financial data. Access to sensitive information is
restricted to authorized personnel only.
While we maintain comprehensive security practices, no system is
completely risk-free. We encourage you to use strong passwords
and enable two-factor authentication to further protect your
account. In the event of a data breach, we will notify affected
users in accordance with Canadian privacy regulations.
Third-Party Sharing
We do not sell your personal information to third parties. We
may share your data with trusted service providers who assist us
in delivering our services, such as payment processors, cloud
hosting providers, and analytics platforms. All third-party
partners are contractually obligated to protect your information
and use it only for specified purposes.
We may also disclose information when required by law,
regulatory authorities, or to protect our legal rights and
safety. Your financial planning data remains confidential and is
not shared for marketing purposes without your explicit consent.
Policy Updates
We may update this privacy policy periodically to reflect
changes in our practices, technology, or legal requirements.
Material changes will be communicated to you through email or
prominent notices on our platform. Your continued use of our
services following updates constitutes acceptance of the revised
policy. We encourage you to review this policy regularly to stay
informed about how we protect your information.